Payment Options - OMI Jewelry

Payment Options

Last updated: April 2024


At OMI Jewelry, we understand that purchasing the perfect watch or jewelry is a significant investment, and we're committed to making the process as seamless and accessible as possible. That's why we offer a variety of payment options to suit your needs and preferences.

Credit/Debit Cards

We accept all major credit and debit cards, providing you with the convenience and security of electronic payments.


This can be done through your online banking profile or if you visit your bank branch and ask the customer service to help you send a wire. Once you fill out this form on our website, you will be contacted via phone or email, given an invoice number, and emailed wire transfer details. Wire transfers are the most secure form of payment, and it is a required form of payment for international buyers outside of the Unites States. All orders paid for with wire transfer will receive a 3% discount. OMI Jewelry typically receives domestic wire transfers the same business day before 2PM PST; international wire transfers about one to three business days to process. Once payment is received and cleared, your order will be shipped.

Interest-Free Financing

We offer flexible financing plans with interest-free options, allowing you to spread out your payments over time without incurring additional costs.

Third-Party Financing

We offer flexible financing plans with interest-free options, allowing you to spread out your payments over time without incurring additional costs.

We have partnered with Affirm, PayTomorrow, Acima, & more in order to give you a simple way to make your purchase with no hidden fees. Provide some basic information and get a real time decision to split your purchase into monthly payments.

We've teamed up with Affirm to offer you an easy way to complete your purchase without any hidden fees. Prequalify now by simply providing some basic information. You will receive an instant credit decision allowing you to split your purchase into manageable monthly payments. Rates from 0% APR or 10-36% APR with loans of 3, 6, or 12-month terms. On a $6050 purchase, you may pay $504.17 for 12 months with a 0% APR.

We've partnered with PayTomorrow to offer you an easy way to complete your purchase without any hidden fees. Apply now by simply providing some basic information which will not affect your credit. You will receive a quick, real-time credit decision allowing you to split your purchase into manageable payments for all credit types. 

We've teamed up with Acima to offer you flexible payment options with no credit needed. If paid off within 90 days, the account will simply be closed for the amount financed. If paid off any time after 90 days, you may save 25% or more on all future payments. If paid off over 12 months, a flexible payment schedule tailored to coincide with your payroll dates will be set upApply now with Acima for a hassle-free financing solution and get started with an easy $50 initial payment. The approval process is simple, based on four easy questions about your income and banking history:

  • Income History:  Do you have a three-month history with your current source of income?
  • Monthly Income:  Do you deposit at least $1000 into your checking account each month?
  • Checking Account:  Has your checking account been open for at least 90 days?
  • Checking Activity:  Is your checking account free from NSFs, excess overdrafts, and negative account balances?


If you prefer to pay for your order in installments before taking possession of the items, our layaway program allows you to reserve your desired pieces and pay gradually over a predetermined period. Layaway is an agreement to purchase something and make payments over time (while the merchandise is being held for you) and once you complete all of the payments necessary to purchase it, the merchandise will be shipped to you.

We have an interest-free layaway plan that runs from 1-6 months from the initial date of deposit. Simply make a deposit on your item and we will keep your watch/jewelry aside for you until it is paid in full. Once you have paid for your purchase in full, we will ship your item directly to you. We charge a small one-time fee of 3% for items up to $10,000.00 and 7% fee for the items from $10,001.00 to $17,000.00 on top of the prices. If the item is no longer available after your order is completely paid off, please allow for 2 to 8 weeks to complete the production of the item. Any cancellations will result a store credit toward a future purchase. Payments made for custom items are non-refundable. This layaway offer is available only for items up to a maximum of $17,000.00.Total amount of item will be split in 1 to 6 months of equal amounts, to be paid off in the 1-6 months, depending on the plan you have chosen. As soon as the item is paid for in full, we will ship your order within 7-12 business days. (Additional Fee for Expedited Shipping)

To start the layaway plan, you must pay the initial deposit of 10% of the total price of your order. Payments made at any time will be applied to your order balance without any additional fees. In order to upgrade or change your order after making payments, you will need to contact OMI Jewelry customer support to change your order and calculate your new payment schedule. Your order will be shipped within 3-14 business days after your final payment.

You can cancel any layaway contract. You will receive a refund, in the form of a store credit, of your payments made to date subtracting the service fees.

Due to market price changes, prices under layaway plans are subject to change without notice. Final price is determined at time of completed payments.

Digital & Cryptocurrency

For those who prefer the convenience and security of digital currency, we accept select cryptocurrencies as payment, providing a modern and secure alternative to traditional payment methods.

Our Commitment to Transparency & Security

Regardless of the payment method you choose, you can trust that your transactions with OMI Jewelry are secure and transparent. We prioritize the confidentiality and integrity of your financial information, ensuring a worry-free shopping experience every time.

Contact Us

If you have any questions about our payment options or need assistance selecting the right method for you, please don't hesitate to contact us. We're here to help you bring your luxury dream to life, one payment at a time.